Covessa™ works with individuals, families, advisors, and organizations to build simple, adaptable coverage that eases the pressure of rising costs — with a value-based, technology-enabled approach from enrollment to everyday care.
An alternative to rising healthcare costs
Modern Health Benefits Administration -Made Simple
Health coverage that adapts to you, not the other way around
Your health needs are unique, so your plan should be too. We keep you connected to care, cost transparency, and support at every step — from your first call to your next visit.
Clear, simple options.Straightforward plan tiers so you can make confident decisions without the fine print.
A connected platform.One place to find care, track eligibility, and reach your coordinator.
Built for everyone.Individuals, families, advisors, and organizations all work from the same simple system.
Cost-conscious by design.A value-based approach that reprices and reduces costs instead of just passing them along.
Services
Explore our health programs
Enrollment note:all plans require a four-month minimum term. Choose to pay in full upfront, or split the cost into monthly installments — either way, coverage begins as soon as enrollment is confirmed.
Urgent Care Program
Members receive the repriced cost of urgent care visits for injury or illness, minus the specified visit fee.
Qualifying Event On-Demand
Activate eligibility for fully insured medical coverage anytime by reaching out to your agent or care coordinator.
Repricing Program
Uses a national provider network to reprice medical bills and issue an explanation of sharing at network-negotiated rates.
Telemedicine Program
Unlimited telemedicine on demand from home at no added cost — sick visits, prescription refills, dermatology, and telephonic counseling.
Full-Time Program
Provides access to fully insured medical coverage through full-time employment once you enact On-Demand coverage.
First Month Program
Covers your first month of fully insured coverage if more than $6,000 in eligible medical expenses are incurred within it.
Plan Tiers
Coverage ledger
Three straightforward tiers, each building on the one before it. Customizable packages are available for groups of five or more primary participants.
Protector Essential
MEC Certification
Protector Core
MEC Certification
Telehealth
Fully Insured Program
Healthee
Protector Premier
MEC Certification
Telehealth
Network Repricing
Urgent Care Access
Fully Insured Program
First Month Reimbursement
Healthee
most popular
All plans carry a four-month minimum enrollment, paid upfront in full or in monthly installments. Call 228-471-0070 to talk through which tier fits your household or group.
